Once you have reached the point of Maximum Medical Improvement (MMI), your temporary benefits will cease, and your need for permanent disability is evaluated based on restrictions and limitations you will live with on a permanent basis. Permanent disability benefits cannot be determined until you have reached maximum medical improvement, the point where no additional medical care will substantially improve your condition. At that time, permanent partial disability or permanent total disability benefits can be assigned.
Permanent partial benefits are awarded if your injury has left you with restrictions and limitations, but you can still do some work. Permanent partial disability usually depends upon the impairment rating which is given to you by your treating physician. Often, the treating physician lowballs your impairment rating, thereby lowering the value of your case. This makes the insurance company happy, but it is not fair to you. This is one important reason to have a workers’ compensation attorney, who will challenge the impairment rating which has been given to you by your treating physician. A skilled lawyer like Steve Gurwin will fight to get you a higher rating, which will increase the settlement value of your case substantially.
Permanent Total Benefits
Permanent total disability is awarded to workers who are not able to do any work, or earn any wages. It is very difficult to get an award of permanent total disability. It often depends upon your age, as well as your physical restrictions and limitations. If you are not able to work, you need to have Steve Gurwin on your side. He will gather all of the evidence you need, including medical evidence, to convince the judge that your injury has made it so that you are not able to do any work, and that you are entitled to permanent total disability benefits. If you are awarded permanent total disability benefits, then you will continue receiving your workers’ compensation checks for the rest of your life.
- Temporary Total Disability Benefits and Temporary Partial Disability Benefits – Gurwin Law Office